Loans

Loans

Teachers rack up expenses just like anyone else, so ITR Mantra has rolled out a fresh set of loan products aimed squarely at them. The idea is simple:

give members of the Teachers Self Care Team the cash support they need to smooth out life, level up their careers, or put down roots in a new home. Every loan is built with the understand-ing that teachers' budgets can shift day to day and require a little extra room to breathe.

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The loan services include the following types:



Personal Loan:

First up is the personal loan. Because it comes unsecured, there is no stack of paperwork proving ownership of a sofa, bike, or piece of land. The money can jump toward an unplanned hospital bill, foot the tab for a classroom trip, or finish that long-dormant house project- you call the shots and pay it back in far smaller steps than the average credit card.

Car Loan:

If four wheels are more your style, the car loan will catch your eye. ITR Mantra pairs competitive rates with terms that wont gobble half your paycheck, helping TSCT members slide behind the wheel of a fresh sedan or trusty hatchback without losing sleep over the monthly bill.

Two-Wheeler Loan:

If the roar of a motorcycle engine or the hum of a scooter engine pulls you forward, ITR Mantra can back that instinct with cash. Quick credit, friendly interest, and a timetable the average teacher can actually pencil in let you buy the wheels first and worry about the monthly statement later.

House Loan:

Buying the chilly first flat or finally moving out of the rented box toward a house of your own, the same outfit makes sure the price tag loses some of its menace. Long repayment stretches, trimmed rates, and the unmistakable promise that home-purchase jitters won't sink the deal half-way through.

ITR Mantra doesn't just lure TSCT members with numbers; it hands them the practical means to park a motorcycle in the hallway or hang a set of keys by the front door. Custom terms, competitive figures, and an application that doesn't ask for three lifetimes of paperwork keep the whole thing human rather than bureaucratic.

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Frequently Asked Questions

Ans: ITR Mantra offers a range of investment products such as tax-saving mutual funds, fixed deposits, SIPs (Systematic Investment Plans), NPS, and other low-risk options specially curated for teachers.

Ans: Yes, all investment options are offered through trusted and SEBI-registered financial partners, ensuring compliance and reliability with stable returns over time.

Ans: ITR Mantra provides personalized consultations where financial experts assess your goals, risk tolerance, and income to recommend the most suitable plan.

Ans:Yes, most plans have a minimum investment amount starting from as low as ₹500, making it accessible and affordable for every TSCT member.

Ans: Absolutely. ITR Mantra offers a simple online dashboard to help you track, monitor, and manage your investments anytime, anywhere.

Ans:Yes, many of the options such as ELSS mutual funds, NPS, and PPF fall under Section 80C and can help you save tax while building wealth.
Team Expert

Meet Our Advisory Team

Experienced professionals ensuring accuracy, compliance, and seamless tax solutions

kartikya Tiwari
Director
Indrani Sharma
CEO
Gaurav Pandey
Manager
Bhaswati Dutta
Team Leader
Ankit
Relationship Manager
Dilip Kumar
Relationship Manager
Harish
Relationship Manager
Harsh
Relationship Manager
Vinay Mishra
Relationship Manager
Atul
Relationship Manager