Cibil Report
ITR Mantra Offer Cibil Improvement Service For TSCT Members
At ITR Mantra, we acknowledge the significance associated with having a maximum credit score due
to its impacts on financial well-being. In line with supporting TSCT (Teachers Self Care Team)
members, we are happy to offer Credit Score Improvement Services so that educators can improve
their CIBIL score and their overall finances.
A healthy CIBIL score can benefit you whenever you are planning to apply for a loan or credit
card or finance management, CIBIL scoring plays a major factor on all of this. ITR Mantra aims
to assist TSCT teachers with the knowledge and expertise necessary to better their credit score
so they can access more financial services in a better manner.
Impact of CIBIL Score on Finances
Your CIBIL score is critical on your journey of managing finances. Financial bodies like banks
and others use CIBIL to check claims against them. You can benefit from having a high CIBIL
score since it leads to earlier loan approvals, more financial service options, favorable and
lower rate of interest. If you have a low CIBIL score, the chances of getting frustrated with
trying to access credit and getting a higher rate of interest increases significantly.
With our CIBIL improvement service, we teach TSCT teachers the importance of maintaining an
effective credit history and how they can strategically improve their score and the factors that
influence it.
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What We Offer:
1. Personalized Guidance:
Get tailored advice aimed toward raising your CIBIL score.
2. Understanding Your Score:
Check your CIBIL score and interpretations of the score.
3. Effective Tips for Score Improvement:
Assured measures that will positively affect the score over time.
4. Ongoing Support:
Constant support to help you measure your achievements.
CIBIL Score Chart: From Good to Bad
| Cibil Score | Category | Loan Eligibility |
|---|---|---|
| 750 and above | Excellent | High Chances of approval with low interest rates |
| 700-749 | Good | Likely to be approved, but interest rate may vary |
| 650-699 | Fair | Approval possible but highest interest rates |
| 600-649 | Poor | Difficult to get approval, higher interest rates |
| Below 600 | Bad | High risk rejection, very high interest rate |
A CIBIL score above 750 is considered excellent, and is most beneficial when seeking loans; they can be obtained under very good conditions (low interest rates). Scores between 600-649 are deemed substandard which makes loans harder to get and at high rates.
Why strive to improve your CIBIL score?
Enhanced Loan Approval:
The core idea of any credit facility is to lend, therefore, chances of receiving a loan and credit card rise when scores go up.
Lower Interest Charges :
Big banks and lenders tend to be more favorable, processing loans at lower interest when scores rise.
Wider Financial Scopes :
A great score gives access to more financial services enabling better control of finances.
Take Charge of Your Financial Wellness.
Now, TSCT teachers can take control of their finances with ITR Mantra’s CIBIL Score Improvement Service. We will walk you through the entire process, helping you and your family work towards your financial goals. Register today to get this service and ITR Mantra will help you improve your CIBIL score!
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Meet Our Advisory Team
Experienced professionals ensuring accuracy, compliance, and seamless tax solutions
kartikya Tiwari
Director
Indrani Sharma
CEO
Gaurav Pandey
Manager
Bhaswati Dutta
Team Leader
Ankit
Relationship Manager
Dilip Kumar
Relationship Manager
Harish
Relationship Manager
Harsh
Relationship Manager
Vinay Mishra
Relationship Manager