House Loan

House Loan

The House Loan offered by ITR Mantra is a specialized financial solution tailored for TSCT (Teachers Self Care Team) members aiming to buy or build their dream home. Recognizing the dedication and financial challenges faced by educators, this product provides accessible funding with minimal hassle. Eligible members must have a steady income and maintain a good credit score to qualify. The loan features attractive interest rates, easy documentation, and flexible repayment options designed to reduce financial burden.

Whether you're purchasing a new house or constructing one, the ITR Mantra House Loan ensures that upfront financial constraints don't stand in the way of homeownership. With simplified processes and personalized support, TSCT members can turn their home dreams into reality with confidence and convenience. This initiative reflects ITR Mantra's commitment to empowering educators by making essential financial products more reachable and affordable.

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Key features of ITR Mantra's house loan include:



Loan Amount:

TSCT members can borrow a sufficient amount to purchase a new home, renovate an existing one, or construct a house. The loan amount can cover the entire property cost or a portion, depending on the individual's needs.

Attractive Interest Rates:

ITR Mantra offers competitive interest rates, ensuring that the cost of the loan is affordable over the long term and does not create a financial burden for the borrower.

Flexible Repayment Terms:

The house loan comes with customized repayment plans that allow members to select loan tenures that suit their monthly budget. More extended repayment periods can lower the monthly installments, making the loan more manageable.

Quick and Simple Approval Process:

The loan application process is designed to be straightforward and hassle-free, with a fast approval time, ensuring that TSCT members can proceed with their home purchase or construction plans without unnecessary delays. This simplicity is aimed at providing you with a sense of ease and confidence. Minimal Documentation: The loan application requires minimal paperwork, making the entire process more efficient and less time-consuming.

This house loan service is part of ITR Mantra's unwavering commitment to enhancing the financial well-being of TSCT members. It makes homeownership a reality for educators, empowering them to secure a comfortable living space for themselves and their families with a financing option that's flexible, affordable, and accessible. We value your contribution to the education sector and are committed to supporting your homeownership journey.

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Frequently Asked Questions

Ans: ITR Mantra offers a range of investment products such as tax-saving mutual funds, fixed deposits, SIPs (Systematic Investment Plans), NPS, and other low-risk options specially curated for teachers.

Ans: Yes, all investment options are offered through trusted and SEBI-registered financial partners, ensuring compliance and reliability with stable returns over time.

Ans: ITR Mantra provides personalized consultations where financial experts assess your goals, risk tolerance, and income to recommend the most suitable plan.

Ans:Yes, most plans have a minimum investment amount starting from as low as ₹500, making it accessible and affordable for every TSCT member.

Ans: Absolutely. ITR Mantra offers a simple online dashboard to help you track, monitor, and manage your investments anytime, anywhere.

Ans:Yes, many of the options such as ELSS mutual funds, NPS, and PPF fall under Section 80C and can help you save tax while building wealth.

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Meet Our Advisory Team

Experienced professionals ensuring accuracy, compliance, and seamless tax solutions

kartikya Tiwari
Director
Indrani Sharma
CEO
Gaurav Pandey
Manager
Bhaswati Dutta
Team Leader
Ankit
Relationship Manager
Dilip Kumar
Relationship Manager
Harish
Relationship Manager
Harsh
Relationship Manager
Atul
Relationship Manager